Gordon E. Hughes CFP
Smart Choice Life
Work (506) 454-3346 or 4LIFE INsurance or Cell 261-2125
Email: gordon@smartchoicelife.com

   
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Gordon Hughes
Gordon Hughes - Financial Planner

    Gordon is a Certified Financial Planner, a Lifestyle Planner and Author of Financial Books and articles.

   He wrote the weekly column “Money Smarts” in The Daily Gleaner publishing over 120 articles. He is currently writing a series of “Money Smarts” books for people of all ages.

   Check out our upcoming “Money Smarts" seminars and fund raisers.
On Selecting An Advisor
cfp
   Welcome! Please stay a while and visit our site. We wish you the joy of knowing that your finances are in good order. Where to begin?

  FINANCIAL FITNESS QUIZ This Quiz  will help you find out how financially fit you are. Try it. You may be in better shape than you Think. (the quiz is anonymous and the answer is instant) Click here

 Advisors - How do they differ?
Banks sell GICs, savings accounts and mutual funds but they don't sell Insurance products. Stock Brokers are allowed only two licenses so if they sell stocks and mutual funds they can't sell insurance products.

 So what can insurance brokers do that the others can't? They can protect your assets like no one else can. In addition to insurance they sell GICs and Seg. funds. (Seg. funds have features that mutual funds don't have.)

Here's what one type Seg. funds can do for retirement/estate planning:
     
Guarantee 5% minimum annual increase
    (mutual funds/stocks don't do that)
Allow full participation in market growth
    (GICs and savings don't do that)
Guarantee 100% of capital back
    (mutual funds and stocks don't do that)
Can guarantee an income for life
    (mutual funds, GICs, stocks don't do that)
Returns all unused capital to your heirs at your death.
     
I'm a Certified Financial Planner and an Independent Insurance Broker Contact me for details at  (506) 261-2125 or email gordon@smartchoicelife.com
   

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Gordon Hughes @ Smart Choice Life 454-3346 4LIFE INsurance
440 York St. Fredericton, NB. E3B 3P7